Title Loans in St. Cloud, FL
What do you do if you're in a financial jam and need cash fast. The question then becomes, what are title loans? Title loans can be the perfect remedy for folks who need cash now but have poor credit. Checking credit is not a condition for loan approval because these loans are secured using an asset like your car. You can choose a repayment package to repay the loan in 30 days or if you prefer, you can stretch out your payments over many months to keep your payments in line with your income. Title loans in St. Cloud only take about a day to process. Loan funds are transferred into your savings or checking account electronically, so the process is really fast for borrowers. The money can be used to make purchases, pay rent, cover emergencies, pay for special events or anything else. If you have any kind of monthly income and a clear title to a boat, RV, car, SUV, motorcycle or truck, you could qualify for an affordable loan with great benefits.
Why People Choose St. Cloud Title Loans
One of the biggest reasons people choose title loans in St. Cloud over other types of loans is because they are so much easier to qualify for. Starfish Lending doesn’t require a credit check, and we can qualify a great number of applicants using non-traditional income sources. For instance, lots of folks living in St. Cloud and Orlando are retirees who live on fixed incomes.
However, we qualify folks all the time using their Social Security income, disability income and other sources of retirement funds. Our flexibility also allows us to approve income from self-employment, commission income and several types of government benefits, which also include unemployment benefits.
How Do You Apply for St. Cloud Title Loans
Before submitting an application, for title loans in St. Cloud, you’ll want to make sure you have the necessary qualifications for loan approval. You’ll need:
- Identification to prove you’re 18.
- A lien free title to a car, truck, SUV, recreational vehicle, boat or a motorcycle.
- Assets offered as collateral must be in working order.
- Income for repaying your loan.
After meeting these qualifications, you’ll need to submit an application at a loan center store, over the phone or online. Application forms for
title loans Orlando require the following information:
- Your first and last name, telephone number and home zip code.
- The year, make, model and style of the asset with a mileage estimate.
After we receive your application, you should expect an upfront loan estimate. Even though this is only an estimate, it should be pretty close to the amount you can qualify for.
Common Questions About Vehicle Title Loans
How long do I have to repay a loan?
Normally, most title loans in St. Cloud are repaid in 30 days. However, if you need to extend the repayment period, we can work with you on this.
Will I lose the use of my car during the loan period?
No, you still have access to your automobile during the time you’re making payments on your loan.
Can customers pay off loans early without incurring penalties?
You may pay off title loans in St. Cloud any time when it’s convenient for you. You will not be charged any fees or penalties.
Do I have to drive to a loan center store to collect my loan funds?
If you provide us with your banking information, we will be happy to deposit your loan funds electronically to make it quick and easy.
What is the charge to apply for a loan?
There is no cost to anyone interested in applying for title loans.
If you like the idea of online applications, no credit financing and fast cash, consider title loans in St. Cloud for your financial solutions.